Smart Money Training Program

Topic 3.2: Goals & Money

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SMART Goals help provide a detailed but realistic plan to follow.

What Are Goals?

Goals are your desired results. It’s something you are willing to work for to achieve a personal desire, produce a result, or receive some sort of benefit.

Setting goals helps prioritize how you use your money, ensuring it goes toward what is most important to you. Setting goals enables you to measure and track your progress toward achieving your hopes and dreams.

But goals also need to include the steps for how to achieve them!

Setting SMART Goals

Use the acronym S.M.A.R.T. to help build goals that can be achieved.

SMART goals should be:

Specific, Measurable, Action-oriented, Reachable, and Time-bound. 

Remember the Key Takeaways:

• Use the acronym S.M.A.R.T. to help build goals that can be achieved.